Promo: All-In 5 Million. House without Down Payment + Free Fees.
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Cluster Cemara
About Cemara Cluster
A healthy and comfortable environment is not just about the living space, but also about how you feel within it. Surrounded by fresh air, green open spaces, and an atmosphere that supports a balanced lifestyle, every day will feel more meaningful.
Siteplan
Designed to maximize space, maintain a balance between private areas and open spaces, and create an environment that harmonizes with the surrounding nature.
45/81 Type Detail
Interior
Indoor Elegancy
Virtual Tour
Explore the house unit further
Check Out Tammy's Story!
Tammy, a 25-year-old woman, wants to have her dream home.
After searching for information, she found a residence in H City Sawangan according to her needs at a price of Rp1,400,000,000.
Calculating the Mortgage Tenor
Since the retirement age is 54 years, the maximum tenor that can be taken is:
54 ( retirement age) - 25 (Current Age) = 29 years
Therefore, the maximum tenor Tammy can apply for is 29 years.
Down Payment (DP)
Tammy chooses to make a down payment of 10% of the house price:
10% × Rp1,400,000,000 = Rp140,000,000
Monthly Installment Calculation
Let's calculate Tammy's monthly installment.
Based on the mortgage principal and the loan tenor that Tammy applied for, the monthly installment Tammy needs to pay is:
Mortgage Principal: Rp1,260,000,000
Tenor: 348 months (29 years)
Monthly Installment:
Rp1,260,000,000 ÷ 348 months = Rp3,620,689
See How Much Your Credit Is!
Unit Type:
Type 45/81Unit Price:
Rp 900.000.000,00Explore Further
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